For Businesses
401K PLANS AND PARTICIPANTS
401K Plans with Less Administration and More Confidence
A successful 401(k) plan depends on how well participants are supported and engaged. Zenith Wealth Management provides hands-on service that simplifies administration while ensuring employees receive clear guidance and timely support. From onboarding new hires to answering participant questions, our team takes care of the details so you can focus on running your business with confidence in your plan.
401K Plans and Participants Services
INDIVIDUAL ATTENTION FOR EVERY PARTICIPANT
Participant support is a core part of how we serve employers and their teams. We provide personalized guidance throughout the entire employee lifecycle—from enrollment to retirement—so participants feel informed and confident in their decisions. Our advisors work directly with employees to explain contribution options, investment choices, and risk considerations in a clear, approachable way. Our hands-on approach aims to help employees feel valued and help employers provide a high-quality benefit.
UNDERSTANDING investment models
401(k) plans typically offer investment models or target-date funds, each designed to simplify investing for participants. We can help you determine which approach (or combination) best supports your participants. Investment models are professionally constructed portfolios at varying risk levels and are actively monitored by your advisor, providing ongoing fiduciary oversight and guidance that can add value over time. Target-date funds adjust risk automatically based on an employee’s expected retirement year and are often valued for their simplicity and low cost, making them a good fit for plans with limited participant guidance.*
*Investments in target-date funds are subject to the risks of their underlying holdings. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative investments based on its respective target date. The performance of an investment in a target-date fund is not guaranteed at any time, including on or after the target date.
A higher standard of 401K service
A high-quality 401(k) plan is defined not just by its features, but by the level of service behind it. From enrollment support and participant education, to access to a financial advisor they know and trust, the right service model helps employees feel confident and engaged. We act as a hands-on partner working closely with employers, supporting participants, and serving as a co-fiduciary when appropriate. The result is a plan that functions smoothly, supports participants effectively, and reflects well on your organization.
Explore more ways Zenith can guide you toward your highest financial goals.
Our Approach
At Zenith Wealth Management, our process is built to give you clarity, confidence, and steady progress toward your financial goals—guided by a team that’s fully invested in your success.
Discover
We begin by listening closely—understanding your goals, priorities, and unique financial picture—then build a personalized plan designed to move you toward long-term success.
Your plan and portfolio are thoughtfully constructed to support your plan, using tailored investment strategies aligned with your objectives, risk tolerance, and time horizon.
Plan & Invest
Optimize
Life changes, markets shift, and goals evolve. We continuously review your plan and portfolio, making adjustments as needed to keep you confidently progressing toward your highest financial goals.